At Creditstar, we take responsible lending very seriously.
✔️ Licensed and supervised: We are licensed and supervised in every country where we operate. In Finland, we are regulated by the Financial Supervision Authority. Our internal policies ensure we comply with all applicable rules while following best industry practices. 👉 How is Monefit regulated?
✔️ Careful application review: We carefully review every application. If yours is declined, it means that, based on our checks, it would not be responsible to offer a loan at this time. We use credit reference agencies and assess affordability to make sure customers can repay on time without financial strain.
✔️ Transparency: There are no hidden fees, and all costs are clearly shown on our website. We only lend to employed individuals who pass our credit and fraud checks and who we believe can repay on the agreed date.
✔️ Preventing debt problems: Our approach is designed to help prevent customers from falling into unmanageable debt. If you’re facing difficulties, we encourage you to contact us early so we can work together on a solution.
💡 Tip: Being open about your financial situation helps us support you better if challenges come up.