Using non-bank credit products, such as Creditstar, has become very common. In general, banks should not reject your loan application simply because you have used alternative lending services.
No obligations, no problem: If you don’t have outstanding obligations to financial institutions, you should not face difficulties when applying for a bank loan.
If your application is rejected:
Ask the bank for the exact reasons behind the rejection.
If Creditstar is specifically mentioned, please contact our customer service. We will provide your bank with the necessary credit information that may help you obtain the loan.
Recommendation: Always investigate the reason for rejection carefully, and check whether the use of Creditstar services has played a role.
💡 Tip: Staying informed about your credit situation helps you prepare better when applying for new financial products.