Each credit application is reviewed individually based on the criteria valid at that time. Having been granted a credit line in the past does not guarantee approval for a new application later.
If your application was declined, it means that this time it did not meet our approval criteria. The decision is based on a careful assessment of multiple factors, always in line with our commitment to responsible lending. Our goal is to ensure that every credit we provide is suitable and manageable for our customers, helping to prevent financial difficulties.
Would you like more details about your application decision? Our customer service team will be happy to assist you.
👉 You may also choose to submit a new application again within 30 days.
💡 Tip: Keeping your information up to date (such as income or expenses) can help us review your future applications more effectively.