Our credit products apply a fixed interest rate. This means:
The interest rate agreed in your credit agreement remains the same.
Interest is charged only on the amount you have withdrawn, not on the full credit limit.
Repayments are set with each withdrawal, and the principal decreases according to fixed monthly instalments.
There are no hidden fees beyond what is stated in your credit agreement.
💡 Tip: You can always review your interest rate and repayment details in your account or in your credit agreement.